Gyms, health & fitness clubs insurance
Our bespoke BAHIS-brand fitness industry insurance helps keep operators of gyms, health & fitness clubs in business and protected in the event of a claim.
Let us do the heavy lifting
Whether you are looking for gym and fitness centre insurance or need to cover your health club business, we can help to arrange the right insurance cover for the risks you face with our specialist BAHIS Fitness branded insurance scheme, leaving you free to run your fitness centre or gym with confidence.
When you choose us to arrange your insurance, we’ll make sure that you receive protection for the risks your business faces, which can include cover for giving your customers instruction on the activities that you provide. Additionally, our service is backed by an experienced team who can help you every step of the way when you need to make a claim, ensuring a streamlined and efficient process, and enabling you to get back to running your business.
Want to speak to someone?
Call this number 0207 251 6821
Get a quote now
Tailored cover for fitness centres and gyms
Gym Insurance
Yoga and Pilates Insurance
Cross-training Insurance
Boxercise Insurance
Fitness Class Insurance and Exercise Instructor cover
Spinning and Indoor Cycling Insurance
Health Club Insurance
Fitness Centre Insurance
Fitness Studio Insurance
Leisure Centre Insurance
Health Farm Insurance
Beauty Spas Insurance
What covers can I include?
Third-party liability including for slips, trips, falls and lifting injuries
Treatment liability for certain health and beauty treatments
Employers' liability insurance for your staff including temporary workers
Cover for your buildings and any other structures you are responsible for
Loss or damage to contents, plant and machinery, stock and merchandise
Loss of revenue caused by an interruption to your business activities
All-risks cover for your activities equipment, such as weights and exercise machines, sports equipment, and more...
Want to speak to someone?
Call this number 0207 251 6821
Get a quote now
Frequently asked questions
Why do I need Public Liability insurance for my gym or health and fitness club?
If you cause injury to another person or cause damage to their property, then they may make a claim against you for compensation. Public Liability insurance will cover you for any compensation award made against you plus the legal fees to defend you.
Why do I need Employer’s Liability insurance?
If you employ someone to work for you then by law, you must take out Employer’s Liability insurance. Failure to have adequate cover in force could result in your business being fined. For further details about Employer’s Liability insurance being legally required, please refer to the UK Government website (note that Clear is not responsible for the content of external websites):
Do I need Employer’s Liability insurance for subcontractors?
Yes, possibly. Employer’s Liability insurance is legally required if you engage labour either through PAYE or via self-employed labour only sub-contractors.
What other insurance covers might I need for my gym or health and fitness club?
The answer to this depends on how your business operates. For example, if you are responsible for the building, then you will need to arrange buildings insurance. You might have a lot of equipment that could be valuable or difficult to replace, and you may want to insure it against loss or damage while within your premises or elsewhere. You may also want to arrange insurance cover for a drop in business income caused by an unforeseen insured event. All of these covers can be included within your insurance quote from us.
What else can we do for you?
We can also arrange cover for the following:
Minibuses
Cyber Risks
Management Liability (Directors & Officers Insurance)
Want to speak to someone?
Call this number 0207 251 6821
Get a quote now
Are you an Insurance Broker looking to place business with us?
Our BAHIS Fitness and Gyms scheme for Gyms and Fitness and Health Clubs is available to wholesale brokers, subject to us having a Terms of Business Agreement in place with you first. Please either call us or complete the callback form above and we will be in touch.
Why Clear?
Industry-recognised for being people-first, our team of specialists supports start-ups, SMEs, corporates, multinationals and individuals.
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We offer broad and bespoke sector specialist insurance solutions for peace of mind.
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Exceptional service
We're dedicated to providing exceptional customer service to respond proactively to the needs of our clients.
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