Open water swimming insurance

If you organise open water swimming events you need the best possible public and employers' liability cover. Here’s why…

Is your event a highlight on the open water swimming calendar, or your town’s annual headland-to-headland race? Either way, when you swap the confines of swimming pools for rivers, lakes or sea, the possibility of unexpected incidents increases. Add adrenalin-fuelled swimmers and there’s potential for incident with every stroke. If something goes awry during the organisation stage or the event itself, you need to know you won’t be left uninsured.

That’s why you deserve a special broker and open water swimming event insurance tailored to your needs. Don’t accept anything but proven cover to protect you, your ‘employees’ (paid and unpaid) and third parties. Importantly, make sure you’re also covered for the higher indemnity limits that modern contracts usually require. A £10m minimum is normal now, but many brokers can’t get that fully underwritten by one insurer. We can, which makes life easier for you.

Open water swimming insurance

As a reputable organiser, you meticulously plan the course and safety cover. It’s the same when we arrange your event insurance (including open water swimming travel insurance if travel is involved).

That’s why, since 1981, our specialists have matched appropriate cover to the needs of organisers like you. Just as swimmers plan for currents and tides, we get to know you and your events before designing suitable insurance.

For advice or an open water swimming insurance quote, contact us on 0800 131 3417 or

Request a FREE Quote Today

More on open water swimming cover

We’re both professionals in our fields, so we understand the risks of open water – and how seemingly minor issues can quickly turn to litigation:

  • A swimmer gets into difficulty and requires rescue and evacuation by emergency services. The incident itself may not be cause for a claim, but how you handle the rescue could be.
  • A marshal is injured on dry land while supervising the event – your open water swimming insurance could save the day.
  • Someone claims against one of your event subcontractors and you get drawn into the claim.

Each year, thousands of swimmers enjoy standalone open water events or open water swims during triathlons. For most, the experience is challenging, satisfying and safe. However, as an organiser, not having the right event insurance for swimming in open water could ruin your reputation and capacity to run more events.

Open water swimming insurance

Open water swimming cover that works

Like channel grease and silicone hats, insurance isn’t ‘sexy’. However, having the right cover, like having good equipment, gives priceless peace of mind throughout every stage of an event.

That’s right, at every stage. Open water swimming insurance cover shouldn’t just begin on event day, especially when annual cover is so cost-effective. What’s more, you enjoy reassuring season-long protection (with year-end adjustment based on how many events you organise). Swimming insurance cost cutting isn’t smart, especially if an early-season claim stops you organising more events later in the year. (It can easily happen if you try saving money with event-by-event cover.)

Whatever your event, over 30 years in outdoor activity insurance, and our specialist underwriters, means we’ll arrange tailored cover backed by service you can trust.

We’ll look after your open water swimming insurance while you focus on organising a successful event. Unfortunately, we can’t make British waters warmer or keep jellyfish away for the day…

For advice or an open water swimming insurance quote, contact us on 0800 131 3417 or

Request a FREE Quote Today