Fitness Industry Combined Insurance

Click Here for our online Fitness Quote Request Form

BAHIS, the trading name of insurance broker John Ansell & Partners Ltd, has attracted wide acclaim over the past 10 years for their broadly based, competitive Leisure Insurance Schemes.

With Health and Fitness centre operators becoming ever more demanding in their insurance requirements in the face of increased staff and customer litigation,

BAHIS, as a market leader, has been pro-active in the development of this specialist and individual Insurance specifically tailored for the Fitness Industry.

BAHIS/John Ansell has teamed up with Norwich Union to
provide unique policy cover and unrivalled financial security for your business.

Norwich Union is part of the Aviva group and is the UK’s largest insurer and a leading provider of insurance and risk management solutions.

CLAIMS SERVICE
A 24-hour, 365 days a year claim line provides you with emergency
assistance whenever it is required.

ADDITIONAL SERVICES
Legal & Tax Helpline, Employee Counselling Service Risk Management Helpline Preferred suppliers for discounted safety and security equipment

A Discount too...
For members of the FIA, and in return for operating to FIA standards, we will include up to a 15% discount.

What to do next... Just complete the on-line form and in return, we will issue you with a detailed quotation. Alternatively, please contact us on: Freephone: 0800 1313 417 • Tel: 020 7251 6821 • Fax: 020 7490 0708 E-mail: enquiries@ansell.co.uk

Excesses
Asset Protection excess £250, £1,000 in respect of subsidence
other excesses as wording.

Asset Protection
"All Risks" including Accidental Damage, Full Theft, Subsidence
and Collapse, Sprinkler Leakage.
Customers and Employees effects to £250 (including jewellery
to £50 and cash to £50) per person.
Glass.
Frozen foods - optional.

Business Equipment (including laptops) - Optional
Specified items can be covered in transit or at any other
premises in the UK used by you.

Loss of Money
Automatically included up to £2,000 cash. Optional increased
limits are available. Includes personal accident assault cover.

Revenue Protection
Following an insured Asset Protection claim, cover is provided
for Loss of Revenue and Additional Cost of Working expenses to
protect your business.
Includes:

Notifiable disease outbreak Denial of access and loss of attraction Loss or damage at other business premises used Accidental failure of public utilities Bomb hoax cover

Loss of Book Debts
Automatically included up to £10,000 should a fire, etc., destroy
your records and lead to outstanding debts being irrecoverable.
Optional increased limits are available.

Loss of Licence - Optional
Following forfeiture resulting in devaluation of the premises with
limits of £50,000 or £100,000.

Terrorism - Optional
Cover against acts of terrorism can be provided in respect of
Asset and Revenue Protection.

Legal Liabilities
Employers Liability
Indemnity £10,000,000 (£5,000,000 in respect of Terrorism)

Public & Products Liabilities
Indemnity £2m or £5m
(Terrorism to £2m)
Includes:

Work away from your premises Member to member and contingent liability Property owners/tenants liability Fitness advice/instruction and treatment risks including; Hair washing, drying, cutting & styling, dyeing, bleaching, permanent waving or specialist treatment of hair, eyebrow & eyelash plucking, shaping & tinting, manicure, pedicure, ear piercing by "gun & stud" method, cosmetics, facial masks (including ionisation & steam treatments), hair removal preparations, electro-mechanical slimming treatments, sauna, Turkish baths, massage (Swedish, hydro, aromatheropy, hot stone, indian head) facilities, solaria, sun beds & hair removal by electrolysis.

Employee & Member
Benefits - Optional

Personal Accident Insurance
Optional benefits available for all personnel working in the facility
for either occupational accidents only or full 24 hour cover.

Members Personal Accident Insurance
Why not offer your members "added value" providing a fast and efficient accidental injury benefit for
injuries at your facility.

Legal Expenses
Automatically included:

Employment Disputes & Compensation Awards Legal Defence, Property Protection and Bodily Injury Tax Protection Optional extensions; Contract & Tenancy Disputes Statutory Licence & Debt Recovery Employee Dishonesty

Employee Dishonesty - Optional
To cover theft by employees up to £10,000

Directors & Officers Liability - Optional
To protect your personal assets if sued for wrongful acts or breach of duty to shareholders, employees or regulatory
authorities. Indemnity limits
from £100,000.

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To obtain more details on any of our services please complete the Response Form and we will contact you to discuss your personal requirements.